How much can I borrow with a personal loan?
At Nevabank you will always receive a loan tailored to your personal situation, based on, among other things, your income, your expenses, etc. On the basis of this data, we perform a simulation. This way we look at the options and you know immediately where you stand.
Do I have to open a current account or another Nevabank product in order to receive a loan?
No, the granting of a credit is completely independent of this.
How much do I pay each month for my personal loan?
With a personal loan, the monthly installment is recorded when the contract is signed. This is determined on the basis of the loan amount, the term of the loan and the annual percentage rate (APR). So you know each month what amount you have to pay.
Can Nevabank refuse my credit application?
Every credit application is thoroughly investigated. Our job is to help you keep your budget balanced and to inform you about the dangers of excessive debt. During the examination of your credit application, Nevabank must consult the Central Office for Credits to Individuals at the NatBank. If your credit is declined, we undertake to inform you as soon as possible. For information about the possible registration of your data, you can, if you wish, contact the Central Individual Credit Register (Avenue de Berlaimont 14, 1000 Brussels). You will need a recto-verso copy of your identity card for this.
What should I do if I have difficulties repaying?
We recommend that you contact your Nevabank agency as soon as possible, who will try to find a customized solution together with you. You can also contact Nevabank Service Center on 02 626 50 50, from Monday to Friday from 8 am to 8 pm and on Saturday from 9 am to 12.30 pm (except on public holidays).