With the filing of the tax return, many people not only a relief that this now filled again and provided with all evidence submitted. It always resonates with a little fear that after checking the tax documents, a back payment is in the house. Because there are many taxpayers who are not in anticipation of a repayment, but always have to expect a back payment. Under certain circumstances, this can amount to several thousand euros, which you then have to pay to the tax office.
Since the ladies and gentlemen at the tax office are not necessarily known for their patience, back payments can not be postponed for long. Rather, you have to react quickly and act to avoid risking a penalty. But who has not saved the money for the additional payment can not react quickly. At the most he takes up a credit for tax back payment. How this works, we explain here.
This is how the borrowing works
In order to be able to take out a credit for repayment of taxes, the conditions for borrowing must be correct. This includes, among other things, that there are no negative entries in the credit bureau and that the income comes from a permanent position. If these conditions can be met, then you have come much closer to the credit for tax arrears.
Now it is important to fix the tax debt in one sum. Since this usually makes the tax office direct, it should not be a problem to name a fixed loan amount. After that, the search for a good loan offer can begin.
A installment loan is sought, which brings the lowest possible rates and low costs. In order to be able to find this, it is worth the use of a credit calculator, which is available on the Internet free of charge and without obligation. The loan calculator displays all daily loan offers that are low cost and at the same time have the parameters that are important to the borrower. These can be entered into the credit calculator in advance, so that the search can be very specific.
If a suitable offer was found, then this can be activated directly via the loan calculator. However, it is also possible to ask for the offer without the computer at the appropriate bank. Both ways are unlikely to have any advantages or disadvantages.
Credit for tax
Usually the credit for tax back payment is available within a few days. However, if you need a little more time, you should state this at the tax office. The ladies and gentlemen do not like delays, so a communication in this regard is highly recommended.
On top of that, when recommending the loan, we also recommend thinking about possible payment obligations that may also exist and have not yet been serviced. If you include them in the loan, you only have one creditor and you do not have to pay any other payments around. The monthly burden is reduced and the available budget is not reduced by the payment obligations too much.